Today I called Truecredit.com and canceled my $14.99 a month service with them as I realized the credit score they provide is truly a FAKO! Sure I know the credit score on Truecredit was not my real FICO score that banks and lenders see from my readings on Creditboards but today I hit the fan! There is a 48 point average in difference in my credit score that is a real FICO score and the FAKO score Truecredit.com shows. MyFico.com is the best!

A little bit ago I wrote about my credit experience, where I want to be and how long I have been working on it. Alongside working on my credit I have been house shopping too. It is crazy to see what’s happening to the market right now! Two instances of how horrible the market is, both are in the same time frame of the past 3-6 months;

Ok, so the AFNI Bloom Collection battle was won back in early December. As of today the war has finally been won! Today marks the day AFNI Collection has been removed from all three credit bureaus. Previously AFNI Collections was only removed from my Experian and Equifax credit reports, when I pulled my credit today AFNI Collections was finally removed from my Transunion credit report.

Since the majority of the negative information is falling off my credit I decided it was time to start adding more positive trade lines to my credit report. I applied for a First Premier credit card on December 18, 2007 and did not receive a denied or approved message after signing up. Today December 22, 2007 I pulled my report through truecredit and I see a new revolving account for First Premier Banks with a credit line of $250 and a balance of $179.