Today I called Truecredit.com and canceled my $14.99 a month service with them as I realized the credit score they provide is truly a FAKO! Sure I know the credit score on Truecredit was not my real FICO score that banks and lenders see from my readings on Creditboards but today I hit the fan! There is a 48 point average in difference in my credit score that is a real FICO score and the FAKO score Truecredit.com shows. MyFico.com is the best!

I’m thinking ok, my credit is somewhat ok.. I am in the high 500’s based on Truecredit.com Credit Scores so I’ll try and get a line of credit with Wells Fargo Financial. After giving the representative my information and waiting he tells me I am denied and my Experian credit score is a 509! I hit the fan in disbelief!!!

Sure I knew if I wanted my true score id have to go to MyFico.com and pay the 49.95 it was to get my scores. I wasn’t impressed by the fact there are no daily pulls of my report like Truecredit.com or the fact that when I want to know what my updated score is id have to pay $15 per credit bureau but I gave them a try and I WAS IMPRESSED!

I will go into more details on the benefits of using MyFico.com versus Truecredit.com later but check out the difference in points Truecredit.com is off from my TRUE FICO SCORE from MyFico.com.

Truecredit Screenshot

MyFico.com Screenshot